★ Quick Answer

The decision between metal and asphalt shingle is the single biggest material choice most Austin homeowners face during replacement. Here's the comparison.

The decision between metal and asphalt shingle is the single biggest material choice most Austin homeowners face during replacement. Here's the comparison.

Cost

Asphalt: $9,500–$14,000. Metal: $18,000–$36,000. Metal runs 1.8–2.6× the asphalt cost.

Lifespan

Asphalt: 18–25 years in Austin. Metal: 40–70 years for steel, 70+ for aluminum.

Insurance

Many Texas insurers offer 10-25% premium discounts for Class 4 impact-rated metal roofs.

Energy

Cool-roof rated metal panels can lower attic temperatures 20-30°F vs dark asphalt.

Resale

Standing seam metal typically returns 80-90% of installed cost at resale; asphalt 60-65%.

Hail

Metal dents but rarely needs replacement. Asphalt typically requires full replacement after a hail event.